Business Owners Policy (BOP)

Your Business Owners Insurance Agent

Choosing the right business or commercial insurance plan for your business can be very confusing, so we have developed many different options and programs to meet the needs of our commercial insurance clients in Frisco area and throughout the state of Texas.

At Parkwood Insurance, we can design a specialized package according to your property, liability, and casualty needs.

We are also proactive in identifying any factors that may increase your premiums or change your risk, and provide consulting and risk management options to protect your business.

Whether you are a retailer, wholesaler, contractor, or electrician, we can tailor a package to meet your specific needs and requirements. 

Commercial Package policy vs. Business Owners Policy (BOP)

Think of a Commercial Package Policy as a stereo system where you buy each component individually. So you would buy the receiver, speakers, remote, and every other part and accessory separate from each other.

In contrast, a BOP policy is much like a stereo-in-a-box. All of the pieces you need come pre-packaged.

What Does A Business Owners Policy Cover?

Depending on your specific needs, a business owners policy can include a combination of the following:

  • Business Owners Packages (BOP)
  • Commercial Auto
  • Business Personal Property
  • Business Umbrella Policies
  • Church Insurance
  • Restaurants
  • Errors and Omissions
  • Equipment Floater
  • Risk Management
  • General Liability
  • Contractors
  • Retail Stores
  • Plumbers
  • Professional Offices
  • Property Managers & Owners
  • Electricians
  • Workers Compensation
  • Commercial Building Property
  • Apartment Owners
  • Self Storage
  • Condominium Owners
  • Store & Lock Centers
  • Retail Stores
  • EPLI – Employment Practices Liability Insurance
  • Professional Liability Insurance
  • Directors & Officers
  • Landscapers
  • Cyber Liability
  • Pollution Liability
  • Painters
  • Liquor Liability
  • Medical Professional
  • Service & Repair Insurance
  • General Repair Shops
  • Garage Keepers
  • Auto Body Shops
  • Crime
  • Inland Marine
  • Builders Risk