ATV Insurance

Looking for ATV insurance in Frisco?

Off-roading is all about the unpredictable — be it hidden trails, unparalleled scenery, or hair-raising terrain. Of course, not all surprises are good, such as an ATV accident.

With a comprehensive ATV insurance policy, you won’t miss out on off-road adventure should an accident occur.

We’ll make sure you have the proper coverage regardless of how it’s used – transporting feed and water on the farm or adventuring in the wild.

Parkwood Insurance can help you get the specialized coverage you need for your specialized vehicles. 

Do I Need ATV Insurance?

Because ATV riding comes with a good deal of risk, it helps to have an ATV insurance policy to help cover whatever the trail throws your way.

Given the high cost of injury bills or replacing a stolen ride, it’s easy to see where some help comes in handy.

What Does ATV Insurance Cover?

With ATV insurance, you’ll be able to customize your policy with the following options to fit your riding needs.

Liability coverage: protects you if you’re found at fault in an accident. When it kicks in, it helps pay for others’ medical bills as well as property damage, up to your chosen coverage limits.

Collision coverage: can help you repair or replace your vehicle if you hit an obstacle (like a boulder or tree), hit another ATV, or flip your own ride. 

Comprehensive coverage: offers financial protection for your ATV against hazards other than collisions — things like fire, theft, and vandalism.

Uninsured/underinsured motorist coverage: If you’re hit by an uninsured driver, uninsured motorist protection will help make sure you don’t get stuck with injury or property damage costs. And if riders with insufficient coverage run into you, underinsured coverage can help bridge the gap between what they can pay and what your bills actually cost.

Medical payments coverage:  Medical payments coverage pays for any medical expenses incurred by those riding your ATV. It will cover things like surgeries, X-rays, a hospital stay and even transportation via ambulance.

How To Get The Best ATV Insurance In Frisco

Our agents will review your needs and help you evaluate the ATV coverage that makes the most sense. They’ll also compare insurance policies and quotes from multiple carriers to make sure you have the right protection in place. 

There are many types of ATV riders. Some ride every day, while others just a few times per year. It’s important to choose the right ATV protection for your situation.

We will walk you through a handpicked selection of policies from all the top ATV insurance carriers. Not only that, they’ll cut the jargon and clarify the fine print, so you know exactly what you’re getting.