Your Frisco Auto Insurance Agent
As an independent insurance agent, Parkwood Insurance can get you the best coverage for your wedding day.
Although you may not want to think about it, unfortunately disaster may strike on your wedding day.
From a sudden cancellation beyond your control to a damaged gown, we can find you the best coverage to protect you against the unforeseen so you have peace of mind on your special day.
Why Do I Need Wedding Insurance?
Some wedding venues will require as part of their contract for you to take out an insurance policy for your wedding day.
Regardless, taking out wedding insurance is smart move.
A lot of time, effort and planning go into the wedding day. By having a policy the insurance company will have your back if something goes wrong and it’s covered. The cost of wedding insurance is minimal compared to the cost of the wedding and what is at risk.
This protects you, your guests and your venue from accidents, unexpected damages and some wedding cancellation costs.
What Does Wedding Insurance Cover?
Basically, wedding insurance protects a couple’s investment from circumstances beyond their control, and reimburses expenses incurred.
For example, what if your limo driver doesn’t show up and you have to book another one the morning of the wedding—for three times the price? Or what if your caterer goes out of business a month before the wedding, and you lose your deposit and have to book another caterer last minute? These are the types of wedding day financial losses that wedding insurance can help to protect.
Parkwood Insurance can help you build your own wedding insurance policy so it is specific to your needs, and here are the general areas covered:
Event cancellation: insures your deposits, cake, flowers, rental cars and more if you have to cancel or postpone your event because of unforeseen circumstances.
Special coverage: protects your dress, tuxedos, gifts, photographs and more.
Wedding liability insurance: comes standard and covers damages to the venue or injuries to guests.
How To Get The Best Wedding Insurance in Frisco
Start by talking to your vendors — specifically your venue, your planner, and your caterer — to find out what their insurance covers. You don’t need overlapping coverage, so knowing what they have will help you narrow down what you need to get. When you do shop around for quotes, keep your budget in mind because that’s how much you stand to lose if the worst-case scenario were to happen.
If you’re buying cancellation coverage, the limit should be close to the cost of your wedding, including the honeymoon (if possible). This ensures that your investment won’t be lost if the event is canceled or postponed.
Because Parkwood Insurance is 100% independent, we can compare multiple policies with a wide range of insurance providers to see who offers you the best deal possible for your big day.