Parkwood Insurance

Serving DFW + Texas SINCE 1998
Independent Insurance Agents: Saving You Time & Money
September 14, 2023 Richard Taveria

Independent Insurance Agents: Saving You Time & Money

Posted in Blog

How do you find the right insurance policies for your home, your car, or your business?

If you want personal service, you might go to the agent in the strip mall down the road. If you need the best price, you might spend hours generating and comparing online quotes from all the 1-800 insurance companies.

Parkwood Insurance is here to offer a better solution. We’re an independent insurance agency, which means that we do all the shopping around for you – as well as providing personal advice and assistance.

Read on to learn why an independent insurance agent is the best choice for protecting your family’s financial future!

What Is An Independent Insurance Agent?

An independent insurance agent doesn’t work for any particular insurance company. For example, a State Farm agent can only sell you State Farm insurance products, even if they know that a Nationwide policy would be a better fit for you!

Independent insurance agencies work with all the most trusted and reputable insurance companies to provide you with real choices:

At Parkwood, we can quote your insurance through over 100 companies to find exactly what you need at the best price.

Independent Insurance Agents Save You Time

If you’ve ever tried to find good insurance on your own, you know it can take hours to compile quotes from Nationwide, Texas Mutual, Travelers and more, and days to decipher all the terms and conditions to make sure you’re getting the right amount of coverage.

This process is hard enough for things like ordinary auto insurance, and it gets even more complicated if you need to insure your vacation home or figure out general liability coverage for your business.

As your independent insurance agent, Parkwood is here to do all that work for you. You can rely on our decades of insurance industry expertise to sort through quotes from over 100 of the most trusted companies and recommend the right coverage for your situation.

No need to spend hours on the phone or digging through old paperwork – we’ll handle the process for you from start to finish.

Independent Insurance Agents Save You Money

Put simply, more variety means more pricing options. Working with multiple top insurance companies allows us to find you the best coverage for the best price.

Maybe you’re a first time homeowner with a clear budget in mind for your homeowners insurance, or maybe you need to keep your workers compensation premiums affordable for your new business. Whatever your pricing needs are, we can draw from a large group of companies and policies to meet them.

Not only do we save you money now, but we can also re-quote your policies each time they come up for renewal to make sure you’re always getting the best deal.

Think of your independent insurance agency like a really great personal stylist: we can find you the perfect outfit for that special occasion because we can draw from all your favorite brands, not just one store.

Independent Insurance Agents Give You Unbiased Financial Advice

Captive insurance agents and 1-800 companies can only offer their own insurance products. Independent insurance agents are uniquely unaffiliated and can give you objective advice.

When you work with only one insurance company, they will want you to believe that they are the best option for you. In reality, they may not even be one of the top three choices that you should be looking at. Independent insurance agents are very knowledgeable about the industry, so we’ll know what companies have the best track records when it comes to providing both high quality customer service and high quality policy packages.

We’re also honest in explaining your coverage choices so that you can choose the level of protection you need. Think of Parkwood Insurance as that savvy uncle who’s always there to give you unbiased advice. We can provide objective information to help you make informed decisions regarding the type of policy you’re looking for.

An Independent Insurance Agent Is Your Advocate
The day will come when you need to make an insurance claim, whether your car is hit by a truck or your home is pummeled by hail. Making an insurance claim should be easy and painless – right?

Well, it should be! Unfortunately, insurance companies have an agenda. Their ultimate goal is to make money, and they have specific rules and protocols in place that customers don’t always understand.

While a State Farm or Farmers agent works for the insurance company, an independent insurance agent works for you. We understand the industry jargon, we know when they’re not offering you a fair deal, and we can advocate on your behalf.

Dealing with a damaged home or a workplace claim is already enough of a headache. You deserve an independent agent who can walk you through the process, explain what’s happening, and ensure you get a fair settlement – without adding to your stress levels!

Whether you’re making a claim or shopping for a new policy, Parkwood Insurance is here to save you time and money. Our goal is to keep things simple so you can enjoy peace of mind, and spend your energy on more important things!

Parkwood Insurance has served Frisco homeowners, drivers, and business owners just like you for over 20 years. Give us a call and see how we can help you save time and money.